The Dutch pension system is recognised as one of the world's best. Nonetheless, in the course of the past decade, it has come under mounting pressure. With interest rates having been very low for many years, pension funds were required to hold increasingly high levels of buffer capital, essentially wiping out any prospects of pensions benefiting from indexation. The continuing flexibilisation of the labour market has undermined the notion of solidarity on which the system was built. The blurring of distinctions between the activities of industries has added to the pressure on mandatory participation. All the while, existing staffing issues have been heightened by increasingly strict supervision. All these developments call for an overhaul of the pension system, yet have the effect of making that same system - and thus pension law - complex.